George Allen / EducateMHC Blog Mobile Home & Land Lease Community Advocate & Expert

March 27, 2025

CELEBRATE

Filed under: Uncategorized — George Allen @ 9:02 am

Blog Posting # 837; Copyright 28 March 2025. EducateMHC

Know this! HUD-Code manufactured housing (‘MH’) is federally—regulated, performance-based, affordable-attainable, factory-built housing (a.k.a. offsite construction), contrasted with traditional stick-built housing (a.k.a. onsite construction). Plus, land lease communities (a.k.a. manufactured home communities & ‘mobile home parks’) comprise the commercial real estate (‘CRE’) component of MH. And, considering various types of housing finance (e.g. chattel or ‘home only’ loans & real estate-secured mortgages), describes post-production segment of MH.

EducateMHC is the official MH historian, trade term & trend tracker, as well as perennial MH information source. Contact EducateMHC via (317) 881-3815; email: gfa7156@aol.com, and www.educatemhc.com, to purchase Community Management in the Manufactured Housing Industry (Really should be in every land lease community office nationwide!), and SWAN SONG – History of land lease communities & official record of annual MH production since 1955.

And my autobiography, From SmittyAlpha6 to MHMaven, describes personal combat adventures in Vietnam as a USMC lieutenant, a 45 year entrepreneur business career in MH & community ownership, as well as freelance consulting and authoring of 30 nonfiction texts.

George Allen is the sole emeritus member of the Manufactured Housing Institute (‘MHI’), a founding board member of MHI’s National Communities Council (‘NCC’) division, RV/MH Hall of Fame enshrinee, Allen Legacy columnist and editor at large of MHInsider magazine.

CELEBRATE OUR NATION’S RVN VETERANS THIS WEEKEND

The months March, May and November feature occasions when we honor our nation’s military veterans. And this year, during the fall months there’ll be two special military-related 250th anniversaries celebrated in Philadelphia, PA.

This weekend, on 29 March, we celebrate National Vietnam Veterans Day. It’s been 52 years since that decade-long conflict ended in 1973. Some say there’s only one percent of RVN vets alive today! And just like Pearl Harbor Remembrance Day, there will be scant coverage of the occasion in our nation’s press. But for those of us who served ‘all those years ago’, memories will indeed return, to remind and be reflected upon once again. Me? Among those recollections I’ll recall my final firefight along the Ho Chi Minh Trail in the Ashau Valley during February 1969, when we captured Russian artillery and killed Russian advisors firing them. This rarely reported chain of events is vividly described in Ronald Winter’s book Victory Betrayed, pp. 171-174. 

Then, on 26 May 2025 we’ll celebrate Memorial Day, the somber day when we remember and honor those who’ve given their lives in defense of our great nation. That includes the father of Carolyn’s childhood and high school friend Billie Ann, who was orphaned when her father was killed during the Battle of the Bulge during WWII, and her mother died shortly thereafter. Billie was raised by her paternal grandparents and honored her father’s memory by serving on our nation’s battlefield preservation commission. And 80 years later, she  continues to visit his grave in Europe – one of the many graves of U.S. servicemen lovingly maintained by local families in that area. Who will you remember and celebrate this Memorial Day?

Then, on 11 November 2025, we’ll focus national attention on Veterans Day. This year promises to be an even grander celebration as HOMECOMING 250 will be occur during a weeklong event around that time, celebrating the 250th anniversaries of the births of the U.S. Navy and U.S. Marine Corps! The majority of the celebratory events will take place in the Philadelphia, PA., area, the common birthplace for both military services. To learn more about this stellar event, visit Homecoming250.org  I plan to attend with my brother Mark  (USMC & USAF), Spencer Roane (USN) and John Dietz (USMC), who entered the Marine Corps with me in 1964.

A couple years ago I was asked to address a group of men as to what the aforementioned occasions mean to me. Here’re some of the thoughts I shared that day.

On Christmas Eve 2005, in a local pharmacy where I was purchasing last minute gifts, a former Vietnam War protestor asked my forgiveness for her misguided passion and actions while a university student 55 years earlier. “We talked, I cried, she atoned” pretty much sums up that emotional conversation. Today, 20 years later, we continue to be friends, and she’s seen her own son go off to war and return home safely. Read ‘Making Amends’.*1

Two decades after my return from RVN I had a chance occasion, while on active duty in San Diego, CA. to meet and thank the Phantom fighter pilot who provided intense close air support during my last firefight, during Operation Dewey Canyon, in Vietnam. When he’d expended his ordnance, he and his wing mate executed ‘wing waves’ as they departed our hilltop position. Then, 20 years later I unexpectedly met him in person during a welcoming reception at the USN amphibious base (Seal training) in Coronado, CA.   Read ‘PUC Beer’.*2 Title combines the initials PUC (Presidential Unit Citation awarded for that firefight), and all the Beer I bought for him that week.

And lately, an even greater awareness of how very much Carolyn’s and daughter Susan’s love meant to me during the 13 months we were separated, is described in the short story ‘Four for Fortitude’.*3 Today, every time our three year old great granddaughter Emmie (Susan’s granddaughter) visits – a couple days each week, I’m reminded  how very much I missed of Susan’s life back then when she was close to Emmie’s age.

And there are more tales to tell, but you get the idea. Think of the veterans you know, and make a point of greeting them during one or more of these special days.

End Notes.

  1. Read this short story in my autobiography, From SmittyAlpha6 to MHMaven, available via www.educatemhc.com
  2. Ibid
  3. Ibid

George Allen

March 19, 2025

MH Trade Term & Trend Tracking for You!

Filed under: Uncategorized — George Allen @ 10:08 am

Blog Posting # 836; Copyright 21 March 2025. EducateMHC

Know this! HUD-Code manufactured housing (‘MH’) is federally-regulated, performance-based, affordable-attainable, factory-built housing (a.k.a. offsite construction), contrasted with traditional stick-built housing (a.k.a. onsite construction). Then, land lease communities (a.k.a. manufactured home communities & ‘mobile home parks’) comprise the commercial real estate (‘CRE’) component of MH. And considering various types of housing finance (e.g. chattel or ‘home only’ loans & real estate-secured mortgages) describes post-production segment of MH.

EducateMHC is the official MH historian, trade term & trend tracker, as well as perennial MH information source. Contact EducateMHC via (317881-3815; email: gfa7156@aol.com, and www.educatemhc.com, to purchase Community Management in the Manufactured Housing Industry (Should be in every land lease community office nationwide!), and SWAN SONG – History of land lease communities & official record of annual MH production since 1955.

And my autobiography, From SmittyAlpha6 to MHMaven, describes personal combat adventures in Vietnam as a USMC lieutenant, a 45 year entrepreneur business career in MH & community ownership, as well as freelance consulting and authoring of nonfiction texts.

George Allen is the sole emeritus member of the Manufactured Housing Institute (‘MHI’), a founding board member of MHI’s National Communities Council (‘NCC’) division, RV/MH Hall of Fame enshrinee, the Allen Legacy columnist and editor at large for MHInsider magazine.

MH Trade Term & Trend Tracking for You!

How closely do you read the four introductory paragraphs to this weekly blog posting? Well, effective this week, within posting #836, there’s a significant trade term and trend tracking adjustment to the ‘Know this!’ admonition that begins the first paragraph.

Heretofore, HUD-Code manufactured housing (‘MH’) has been widely known as ‘federally-regulated, performance-based, affordable-attainable, factory-built housing’ – and still is! However, given the year 2023 launch, albeit relabeling, of ‘offsite construction’, to contrast and mate with ‘onsite construction’, there’s a present and ongoing need for trade term definition and trend tracking clarification.*1

Onsite construction housing. Every type single-family, residential housing constructed and erected onsite at scattered and subdivision building sites. This type housing is also commonly referred to as being ‘stick-built’ and traditional construction.

Offsite construction housing. This category of single-family, residential housing is fabricated in and shipped from offsite locations (e.g. factories) to scattered and subdivision building sites. This type housing (a.k.a. manufactured housing) generally includes factory-built products such as HUD-Code manufactured housing, modular & panelized housing, as well as Park Model RVs.

Why is this knowledge of onsite/offsite distinction important? Again – heretofore, all single-family residential construction in the U.S. has been tallied monthly and solely. as onsite construction, per  U.S. Census Bureau’s online reporting. Offsite construction, however, has not been included in this reporting, except for HUD-Code manufactured housing units permanently-installed on building sites conveyed fee simple. Hence, thousands of HUD-Code homes, and hundreds of modular homes and panelized homes, as well as Park Model RVs, have never been included in these figures! Result? An ongoing but incomplete reporting of all new housing permits, starts, and completions throughout the U.S.!

This reporting deficiency is now being addressed in a monthly ‘Total U.S. Housing Completions’ report by EducateMHC. For example, U.S. Census Bureau, for the month of January 2025 reported 137,583 onsite housing completions. But when 11,923 offsite construction completions are added to that figure, there’s a grand total of 149,506 units. And when annualized with no seasonal adjustments, we see 1,794,072 new housing unit completions estimated  during year 2025 – not the 1,650,996 estimated using just U.S. Census Bureau data.

So, is this ‘much ado about nothing’? Depends on one’s perspective. The way onsite housing completion data is reported now, we’re given a ‘glass half empty’ perspective. However, when offsite construction housing data is added to the U.S. Census Bureau mix, the perspective evolves to being ‘ glass half full’. Me? I prefer to know the total U.S. Housing completion story!

End Notes.

  1. Debut of offsite construction marked by launch of the trade magazine Offsite Builder Magazine, and a similarly-named website.
  • Census.gov/construction/nrc/current/index/html

The One & Only Manufactured Housing Boom?

The Minneapolis Federal Bank, in late February, published an essay by economist James Schmitz, J., titled: ‘Learning from the first (and only) manufactured housing boom’. This is pretty much a summary of common knowledge relative to HUD-Code manufactured housing in general, and some specific aspects in particular.

Early in the report, the writer posits the “heyday of mobile homes – from the 1950s to the early 1970s…not only was this episode the first successful U.S. experiment in mass producing homes…it remains the only one.” Not! While 1973 saw acme production of ‘mobile homes’ @ 579,940 units, the industry experienced a subsequent mini-renaissance in 1998 when 372,943 new homes were produced and shipped!

And a little earlier in said report, the writer paints an incomplete picture of why there aren’t more new manufactured homes produced today. See if you can identify what’s missing here: “Manufactured homes…could be the answer for millions more households than they now serve…if not for lingering stigma, hostile zoning, and a regulatory legacy that raises costs for manufactured homes and preserves the power of traditional ‘stick-built’ home construction.” How ‘bout accessible, appropriate home financing’ of chattel or ‘home only’ type, as well as real estate-secured loans? This is the challenge for ‘outside’ folk, to accurately tell us what’s wrong with our industry.

Now here’s an interesting factoid tucked into this report, relative to past years: The city of “Urban Grove lies just feet outside of Minneapolis, (&) two of Minnesota’ smallest full-fledged cities – Hilltop and Landfall – began as mobile home communities that later incorporated.”

The writer also points out that in 1955, L.C. Michelon authored How to Build and Operate a Mobile Home Park. That was the most contemporary development and management resource he could cite. No mention at all of Community Management in the Manufactured Housing Industry, nee Mobile Home Park Management, circa 1988 and 2021. Oh well, once again that outside perspective.

A final ‘interesting perspective’ finds the writer making these observations about the stick builders and the MH industry: “…although many firms operate in the traditional homebuilding industry, the industry functions as a monopoly that inhibits innovation and competition – especially from factory construction. He sees troubling monopolistic behavior in parts of the modern manufactured housing industry as well, such as vertical integration in which the same corporate entity owns the manufacturer, lender, and park.” Probably should have gone on to say that ‘the Big 3-C’ HUD-Code manufactured housing producers control 70+/- national market share.

George Allen

March 6, 2025

Have You Heard of the ‘3-3

Filed under: Uncategorized — George Allen @ 11:57 am

Blog Posting # 834; Copyright 7 March 2025. EducateMHC

Know this! HUD-Code manufactured housing (‘MH’) is federally-regulated, performance-based, affordable-attainable, factory-built housing (a.k.a. offsite construction). Land lease communities (a.k.a. manufactured home communities & ‘mobile home parks’) comprise the commercial real estate (‘CRE’) component of MH; and, including types of housing finance (e.g. chattel or ‘home only’ loans & real estate-secured mortgages), describes the post-production segment of MH!

EducateMHC is the official MH historian, trade term & trend tracker, as well as perennial MH information source. Contact EducateMHC via (317) 881-3815; email: gfa7156@aol.com, and www.educatemhc.com, to purchase Community Management in the Manufactured Housing Industry (Copy of which should be in every land lease community nationwide!) & SWAN SONG – History of land lease communities & official record of annual MH production since 1955.

And my autobiography, From SmittyAlpha6 to MHMaven, describes personal combat adventures in Vietnam as a USMC lieutenant, a 45 year entrepreneur business career in MH & community ownership, as well as freelance consulting and authoring of 30 nonfiction texts.

George Allen is the sole emeritus member of the Manufactured Housing Institute (‘MHI’), a founding member of MHI’s National Communities Council (‘NCC’) division, an RV/MH Hall of Fame enshrinee, as well as Allen Legacy columnist and editor at large for MHInsider magazine.

Have You Heard of the ‘3-3-3 Plan’?

Following information is quoted directly from the February 2025 issue of NEWSMAX magazine (p.6). There one reads of Treasury Secretary Scott Bessent’s trifecta of growth “…to supercharge the (U.S.) economy and bring the Mount Everest-sized debt down to more manageable levels.” Specifically,

  1. Increase economic growth to 3% per year for four years
  • Cut the budget deficit to 3% of gross domestic product (‘GDP’)
  • Raise U.S. energy production by 3 million barrels of oil per day

Now, all it will take is for Congress to cooperate, and these goals will likely be met.

Just thought you’d like to know. I’m certainly encouraged by these goals.

Manufactured Housing’s ‘Watchdog’ Barks at HUD!

In a recent communique, the Manufactured Housing Association for Regulatory Reform (‘MHARR’) encouraged HUD Secretary Scott Turner to thoroughly review ‘fraud & abuse’ of the HUD manufactured housing program, with emphasis on:

  1. HUD’s 50 year dependence on the same ‘monitoring’ contractor – despite various corporate names.
  • HUD’s bypassing legally-mandated sole source safeguards to continue said contract
  • HUD’s use of monitoring contractor to perform inherently governmental functions.
  • HUD’s alleged mismanagement of the manufactured housing program via, among other things, manipulation of the statutory Manufactured Housing Consensus Committee (‘MHCC’) and appointments thereto.
  • HUD’s alleged consistent favoritism toward the industry’s largest manufacturers.
  • HUD’s alleged failure to federally preempt discriminatory zoning exclusion of manufactured housing per existing federal law.

Why is all this important? Because, as MHARR points out in the same communique, “…the manufactured housing industry, in 2024, produced 103,314 new HUD-Code homes.” Yes, worth acclamation, but not much. Why? Because during the first year for which annual MH production data is available, circa 1955, annual ‘mobile home’ production reached 111,900 new units! That’s 8,586 more ‘mobile homes’ than manufactured housing units today! One answer is less regulation on the federal level!

ALERT. Read blog # 837 on 28 March 2025

Most years around this time I’m asked to reflect on and share experiences and lessons learned in combat nearly 60 years ago in the Republic of Vietnam. I recently shared what author Ronald Winter wrote in Victory Betrayed, about my presence and activities during February 1969 in the Ahsau Valley, participating in Operation Dewey Canyon. But ‘what’s to come’ is different. It’s far more personal than having someone else talk about you. My hope is that these reminiscences will be as poignant for you as they are for me. GFA

George Allen

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